Why Work with Jodi Habel, Mortgage Broker
Buying a home, refinancing, or renewing your mortgage isn’t just about numbers—it’s about creating a plan that supports your life today and your financial goals tomorrow. As a mortgage broker with experience in both residential and commercial lending, I help homeowners, investors, and business owners find the right financing strategy to save money, reduce stress, and build long-term wealth.
Residential Mortgages: Buy, Refinance, Renew
Whether you’re:
- Purchasing your first home
- Refinancing to access equity or consolidate debt
- Renewing your mortgage and looking for a better option
…I’ll guide you through the process, shop the market on your behalf, and negotiate the best terms. I make sure you understand your choices so you can make confident decisions.
Paying Off Your Mortgage Faster
You don’t need to be stuck with a 25-year mortgage. Using smart strategies like the Manulife One mortgage (often called Power of the Paycheque), I can show you how to pay down your mortgage faster, save thousands in interest, and free up cash flow—all without dramatically changing your lifestyle.
Investor and Commercial Expertise
For those growing beyond a primary residence, I also specialize in:
- Financing for rental properties and multi-family homes
- Commercial mortgages for mixed-use and business properties
- Structuring lending to support portfolio growth and exit strategies
I understand lender guidelines inside and out, from residential to commercial, and can help you choose the financing that aligns with your short- and long-term investment goals.
I Work for You, Not the Bank
Banks only offer their own products. I shop the entire Canadian mortgage market—including banks, credit unions, trust companies, and private lenders—to find the solution that works best for your needs. My advice is always unbiased and client-first.
Access to Exclusive Rates and Flexibility
Because I work with dozens of lenders and place millions in mortgage volume each month, I often have access to discounted rates and flexible options that aren’t widely advertised. That means lower interest costs, better terms, and more money left in your pocket.
Local Service, Ontario-Wide Reach
I work with clients across Woodstock, Cambridge, Ingersoll, London, Stratford, Kitchener, Waterloo, and all of Ontario—and I can also assist clients across Canada. No matter where you’re located, I’ll make your mortgage experience clear, simple, and stress-free.
Next Steps
Whether you’re buying your first home, refinancing for flexibility, investing in rentals, or securing financing for a commercial property, I’ll help you build a strategy that makes sense today and supports your goals for tomorrow.